During covid I used to play the horses with the father in law, I got a tip and put $100 on it, it won and I got $1500. When I tried to take my money out of my betting app into Paypal they froze my account, despite me putting $50 a week through them into the betting app apparently me receiving money back was cause to investigate me for fraud. It was literally impossible to find an Australian phone number to call someone and their helpdesk was quite clearly a chatbot. I got my money 3 months later.

And that was the last time I ever used Paypal to recieve money.