My policy normally has renewed in October, but I had made huge changes to it in April ‘24. I thinking it has changed the due date I went to look at my upcoming bill to find out the policy is inactive.
My insurance agent stopped carrying the company and notification was sent to my old address, one of the changes was a new address, the other was updated coverage.
Insurance company cannot sell me insurance because of a non compete with the agent. Agent said that does not exist. Call insurance carrier to get policy info that was updated in April, they never enacted the quote.
I had a claim in 2023 (fire in my neighbor’s suite that caused smoke damage to all of my inventory) and it was a debacle.
Did you pay a deductible or anything for that? Your shouldn’t your neighbors insurance have had to cover the damage done? I’m not too sure how fire damage in something like a strip mall is handled.
I really do not know about the deductible. It was $250, but whether or not I paid it, I do not remember. I was more upset that I misinterpreted my loss of business coverage for what I would get to replace my lost inventory.