While I agree with this, many other messengers have payments and not having them could prevent people from switching. I would rather use Signal’s MobileCoin than whatever Facebook comes up with, mobile payments are HUGE in Asia and is probably coming to the US too.
Matrix is working on building a metaverse on Matrix and their company (Element) was hiring. https://mastodon.matrix.org/@matrix/107181805230567528 https://mastodon.matrix.org/@matrix/107181840710570310