• thantik@lemmy.world
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    9 months ago

    My buddy just ended up mortgaging an “Unaffordable house” and rented out the rooms.

    Stop renting. You’re just putting yourself in a hole you’ll never dig yourself out of.

    • Ghostalmedia@lemmy.world
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      9 months ago

      Paying the mortgage usually isn’t the big problem people have. It’s getting hundreds of thousands for a down.

      • maness300@lemmy.world
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        9 months ago

        It’s getting hundreds of thousands for a down.

        Lol, what?

        My house was only $60k and it’s 1,200 sqft.

        The problem is that people want to live outside of their means. They think they’re entitled to things they can’t afford.

        • Kyrgizion@lemmy.world
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          9 months ago

          Very happy for you my man, but not everyone has that possibility. My house was 200K when I bought it over a decade ago, it’s probably ~350K now. Putting it simply, I couldn’t possibly afford my own house today if I were a first time home buyer, and it’s a very basic house from 1958.

          And I’m definitely one of the lucky ones. Many others can’t possibly get on the property ladder at all, and just because I did doesn’t mean I can’t recognize how much harder it is for them.

          • maness300@lemmy.world
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            9 months ago

            You would have to move to a cheaper area because you could not afford the one you live in.

            It’s what happens when you can’t afford things; you don’t get them.

        • BananaPeal@sh.itjust.works
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          9 months ago

          That’s not the issue where I live. Houses easily go for $300k+ here and the only rentals I can find are $3000/mo, and/or winter months only. You may say to just move, but I grew up in this area, I have the best job I’ve ever had and my kids’ school is helping them immensely. Shouldn’t I be able to find a modest 3 bedroom that’s affordable? We’ll I can’t.

          • maness300@lemmy.world
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            9 months ago

            Then move somewhere else that you can afford.

            You’re not exempt from supply and demand.

            • BananaPeal@sh.itjust.works
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              9 months ago

              That’s the answer? Uproot my family, change the school that works well for my kids, and likely change jobs because land owners are greedy. Makes sense to me.

              • maness300@lemmy.world
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                9 months ago

                Yeah. You can no longer afford to live somewhere, so you have to move somewhere cheaper.

                Other people are willing and able to pay more than you, so they get access to places before you do.

                It’s called “supply and demand,” and unfortunately people like you have convinced themselves they are immune to it.

                  • maness300@lemmy.world
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                    9 months ago

                    I agree, but it’s the quality of housing and food that people don’t realize.

                    If you can’t afford to live in desirable areas, then you have to move to undesirable areas.

                    If you can’t afford doordash every day, then you have to cook your own meals.

                    City people don’t want to accept these simple facts of life and get mad whenever an adult points it out to them.

          • maness300@lemmy.world
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            9 months ago

            No, it’s a pretty modest house but has all the amenities that modern people expect.

            1,200 sqft for 1 person is pretty damn good :)

    • squiblet@kbin.social
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      9 months ago

      Oh! That’s was easy. I just found my $200,000 down payment and credit in a jacket I forgot about.

      • thantik@lemmy.world
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        9 months ago

        Hint: Stop living in places like that.

        I.E. Stop living in the red:

        image

        Having a $300k/yr job means nothing if Rent is 250k/yr…there are PLENTY of jobs out there. Most places are minimum $15 any more. And with a median home price in the 250k-400k in the green areas, you can make it work. First time home buyers programs exist which will cough up the down payment for you in some instances.

        • maness300@lemmy.world
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          9 months ago

          You’re correct, but these entitled children will downvote you and throw their mental gymnastics at you anyways.

          Getting older is really showing me how stupid this generation is. Oh well, at least it’s easier for me to compete.

          • cabron_offsets@lemmy.world
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            9 months ago

            Fucking read the comments, are you dense? Why the fuck would I want to live in a place where my wife might be forced to carry a terminal pregnancy? Or somewhere lacking employment opportunities other than fucking Walmart? Jfc.

            • maness300@lemmy.world
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              9 months ago

              It’s not about wants, it’s about needs.

              If you can’t afford to live somewhere, you have to move somewhere else. Thinking otherwise is textbook entitlement.

              If these places aren’t good enough for you, then you need to make more money to live somewhere else or do your part to make them better.

              Thinking otherwise is textbook entitlement.

              • sapient [they/them]@infosec.pub
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                9 months ago

                What’s actually entitled is thinking that people should just shut up and accept shit choices to preserve your property value (and commodified housing in general <.<) instead of building more goddamned dense housing and infrastructure.

                “Suck it up” is one of the worst phrases invented. I’ve only ever seen it used to justify hierarchy, subjugation, abuses of power, and not changing things for the better. Its existence primarily serves the interests of those with power.

                • maness300@lemmy.world
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                  9 months ago

                  No, what’s entitled is thinking you deserve more before others who have less without being able to afford it yourself.

                  That’s textbook entitlement, lol.

          • Empricorn@feddit.nl
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            9 months ago

            TIL wanting to afford living near family/friends means I’m entitled.

            Take your pills, Grandpa.

          • Flying Squid@lemmy.world
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            9 months ago

            “I could move to Bumfuck Montana where the rent is cheaper, or I could stay here and take care of my elderly mother with dementia. Yep. Montana it is because I’m not an entitled child.”

            • maness300@lemmy.world
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              9 months ago

              I don’t get it. If Bumfuck Montana isn’t good enough for you, then what about the people who are forced to live their because they can’t afford more?

              Why should you get more before them? You already have more! Lol.