Let’s get a list going. Like with a Target debit card you can get $40 cash back and it takes 1 to 2 days to be withdraw from your checking.

  • waz@lemmy.world
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    1 year ago

    To add a light structure to this approach I always liked the “wait $100 a day” approach. Want to buy something that costs $300. Wait three days after you have decided you want it. Want to buy something over $1000, think about it for a couple weeks. A $50 impulsive purchase, maybe think about it over lunch.

      • TheSaus@lemmy.dbzer0.com
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        1 year ago

        Yea for me every extra hundred is at least a couple days, even a $20 item usually sits in the cart until i make a decision on if i actually need/want it enough to warrant it

      • waz@lemmy.world
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        1 year ago

        You are not wrong. I’ve been pretty fortunate in my adult life and I’ve adjusted the threshold as I go. Really the point is to slow down your decision making and reduce impulsive purchases.

        …also, thank you for calling me out. I grew up pretty poor, and didn’t ever make much more than minimum wage until I was over 30. I think I internalized the frugal lifestyle as part of my identity during that time, and I often forget that is not my situation anymore. I appreciate the occasional reminder to be more grateful of my current privilege.