• FiveMacs@lemmy.ca
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    1 year ago

    Probably and I’m perfectly fine with cash or debit only. Screw credit. Just hurts people in the long run

    • Coreidan@lemmy.world
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      1 year ago

      Depends on the person.

      If you’re using credit because you don’t have money, then you’re doing it wrong. Credit only hurts people that don’t understand this.

      I put everything on my credit card. I also pay it off every month. So it’s only helped me.

          • the post of tom joad@sh.itjust.works
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            1 year ago

            Its your characterization of people falling into a trap designed for them to fall in as bad with money i take issue with. This opinion can only come from an inability to consider hypothetical situations outside of your particular experience, such as (off the top of my head) an unexpected bill or layoff.

            This can not be overcome with “moneysmarts“, unless moneysmarts=having money. Surely if you wanted, you could respond with a hypothetical situation that runs counter to your previous statement?