The whole design of the SS system is that current workers pay benefits for current retirees. The trust fund was created later in preparation for retiring boomers.
At worst, it goes back to the original system and benefits get reduced to match what workers are putting in. That might be as high as a worst case 20% reduction, but it’s not going to go away entirely. As others have mentioned, even that is completely avoidable.
The whole design of the SS system is that current workers pay benefits for current retirees. The trust fund was created later in preparation for retiring boomers.
At worst, it goes back to the original system and benefits get reduced to match what workers are putting in. That might be as high as a worst case 20% reduction, but it’s not going to go away entirely. As others have mentioned, even that is completely avoidable.