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Cake day: June 4th, 2025

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  • Washedupcynic@lemmy.catomemes@lemmy.worldKlarna for rent
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    4 days ago

    When it comes to making a purchase of like $500 - $1000, I use affirm. My credit score is 715, and I get a rate of 16% APR. My credit cards won’t give me a lower rate than 30%. I only make 1 purchase like this per year. In 2024 I used it to by an electric bike. In 2025 I used it to purchase all the parts I needed to build a new PC. When I do this, I usually have about half of the money for the thing I’m buying already saved.

    The fact like services like this are now doing rental payments is absolutely a direct result of the late stage capitalism hellscape caused by ballooning housing prices and stagnant wages. The fact that housing has been turned into a commodity to make rich people richer is disgusting.

    All that aside, these services can be a much better alternative to a credit card when used responsibly and you plan well with your budget.







  • The hard core MAGA voters don’t give a shit until it happens to them. There are so many stories about entrenched Trump districts having their local economies collapse because ICE rounded up all the brown workers in their town. They were happy to vote for Trump making excuses, “Trump doesn’t really mean that,” or, “Trump will only go after the bad ones.” Suddenly it’s, “This wasn’t what I voted for,” shocked pikachu face. Finally, there are a subset of people that once it does happen to them, will say things like, “Trump isn’t hurting the right people.” There were plenty of voters that were brown themselves, thinking they were part of the in-group. Some of these people are incredibly hateful. I can’t say that these people will deserve their comeuppance, but they absolutely need to experience it to have any hope of learning anything and adjusting their attitude and hate towards others.



  • I don’t find it awkward at all. If someone’s not into me, they are not into me. I’ll respect their wishes, keep any further conversation with them brief and at acquaintance level, and move on with my life. We all have preferences, and I’m not interested in being fixated on someone that turns me down. There are plenty of other people in the world. My life peaceful and I am ok with being alone and doing my own thing.





  • The aftertaste is very subtle, one might describe it as tangy. If you are an American and have never had foreign chocolate, you’ve probably only ever had chocolate with with milk that has undergone lipolysis; and you’d likely never notice it. For the first 5 years of my life I was raised in foster care by naturalized Europeans, so my formative years involved Swiss chocolate whenever I had it. Swiss chocolate uses milk that has not undergone lipolysis, and their chocolate is very smooth due to a process called conching. Conching is a mixing process with lots of heating and aeration which allows organic acids to evaporate creating a very uniform and smooth textured chocolate without bitter or tangy afternotes.



  • The south tends to budget far less for snow removal than norther states. So when a big storm hits, it shuts things down way way longer because it takes them even longer just to clear it. The actual Post article, uses three photos as reference images, and I am sure those were the worst they could find. However, you can see from those images that streets are mostly clear. The sidewalks are a different story, businesses are responsible for clearing the snow from the sidewalks in front of their stores. With respect to parking, parking in NYC has always been ass no matter what. If people still choose to drive in the city in this weather, and they aren’t planning accordingly to leave themselves more time to find parking, that’s on them. NYC has extensive public transportation, and it isn’t super expensive. I usually cycle to work up here in Albany, but with the cold and snow I am taking the bus. The public transit up here in Albany can’t hold a candle to what NYC has, and I have no problem making it to work on time or getting shopping done. (I’m 5 miles from work, and 3-10 miles from my preferred grocery stores.)