I’ve never been able to. I’ve tried:
Keeping receipts, text file on laptop, trying to keep track… too absent minded. Forget one receipt, it’s all off.
Bank app on phone? Phone stolen last year, wary.
Weekly visit to atm to check balance? Forget pin, can’t remember, locked out of account.
Paying for everything with cash might work, but unsafe neighborhood. And I forget where cash is, random $20 bills found in bizarre locations months later.
At my wit’s end. Any adhd people experience similar?
I have literally never balanced a cheque book in my life and I’m 40. I’ve never even seen one, let alone have any idea what to do with it. Is it an actual physical thing? Or is that a euphemism for budgeting?
Both. They were physical things, but now many can be digital. My parents were born in 61’, still to this day they keep their receipts and every night when they get home they jot down everything they spent using their checking account. If something doesn’t line up they know something is wrong or missing.
I know people who have had their card numbers stolen and only used once or twice a month for small amounts, like convenience store/gas station type of deal. Many people can overlook a sub $20 purchase once a month at a gas station, especially if they are a cigarette smoker. I always figured the risk seems way to high, but the number of times my partner has me use her card for something now is crazy that it is never checked. Alcohol, tobacco, food, doesn’t matter. They check an ID and I use the tap function which bypasses even entering a pin/zip code some places.