YNAB is a waste of money imo. It’s literally just a spreadsheet with a bunch of mumbo jumbo to justify you paying for it while still manually doing all the work.
Except the auto-imports fuck up constantly which means you need to manually reconcile them. And they straight up discourage you from using auto imports in the first place. You’re “supposed” to reconcile all accounts manually in YNAB.
On top of that you have to make sure every transaction is categorized correctly, so there definitely is manual work to do.
Interesting that you run into those issues, I’ve had it for years and handedly had to manual reconcile more than once or twice early on, certainly not in the last few years
Good. Mint sucks. Fuck Intuit.
Use Lunch Money or YNAB.
$100/yr or $15/mo? Wtf
YNAB is a waste of money imo. It’s literally just a spreadsheet with a bunch of mumbo jumbo to justify you paying for it while still manually doing all the work.
The only work you manually have to do is approve transactions that have been auto imported for you - and that’s absolutely a feature, not a bug
Except the auto-imports fuck up constantly which means you need to manually reconcile them. And they straight up discourage you from using auto imports in the first place. You’re “supposed” to reconcile all accounts manually in YNAB.
On top of that you have to make sure every transaction is categorized correctly, so there definitely is manual work to do.
It’s a spreadsheet with a cult, nothing more.
Interesting that you run into those issues, I’ve had it for years and handedly had to manual reconcile more than once or twice early on, certainly not in the last few years
Good news is, no one is making you use it!
Not paying subs for YNAB.
Unless you talk about YNAB4 now that is gold.
Same. They can’t justify me to pay a fee that increases every year.
Thanks for the recs. Do either work especially well with securities?
Personal Capital or whatever they rebranded to has been generally stable since I left mint a few years ago.