THE PRIME DIRECTIVE

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THE PRIME DIRECTIVE

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nictophilia@fedia.ioM to U.S. Personal Finance@fedia.io · 7 days ago

This is a flowchart that is a broadly-applicable answer to the question “what should I do with my money?” at almost every stage of your personal finance journey. It is a general rule of thumb that should almost always be your guiding star.

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Get your financial house in order, learn how to better manage your money, and invest for your future. This sub is intended for U.S. audiences, since the types of accounts, taxes, incentives, and local economies vary wildly between countries. While the general principles here are applicable to everyone, most of the specific strategies and advice are only applicable to the U.S.

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Posts must be a personal finance question or discussion with a descriptive title.
No unhelpful, disrespectful, or excessively off-topic posts or comments.
No asking for or offering of money. No transactions allowed of any kind.
This is personal finance, so there will be some level of personal discussion. But it must relate to finance.
No advertising of any kind. Discussing a service or product in a context-appropriate conversation is fine, but intentionally bringing it up to advertise is not.
Particularly bad or dangerous financial advice is subject to be removed. Even if you think it’s the best idea in the world, it goes against the purpose of the sub to allow you to convince others of it.
This sub is a work in progress and these rules are subject to reinterpretation or revision at any time.

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