• Clent@lemmy.world
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    5 months ago

    But that loan is paid back with existing money, nothing was created. A negative entry is added to their books. Nothing was created.

    • Delta_V@lemmy.world
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      5 months ago

      “existing money” that someone else took out as a loan at one point

      and when the loan is paid back, and the books go positive, that’s even better than getting a free house, or whatever collateral was used. its free money for the bank, money that didn’t exist before the loan created it