That’s not a HCOL area, unless you’re talking about a 2 bed, 1 bath condo in a shitty school district.
And most states won’t give you $20k and 0% loans unless it’s a farm or VA loan.
Lastly, mortgage rates were 4% in 2019. Today, it’s 7.5%. Getting 0% over twenty years is worth hundreds of thousands of dollars, but just the difference between rates then and rates now is almost $1,000 a month.
That’s not a HCOL area, unless you’re talking about a 2 bed, 1 bath condo in a shitty school district.
And most states won’t give you $20k and 0% loans unless it’s a farm or VA loan.
Lastly, mortgage rates were 4% in 2019. Today, it’s 7.5%. Getting 0% over twenty years is worth hundreds of thousands of dollars, but just the difference between rates then and rates now is almost $1,000 a month.
Honestly this dude’s story sounds a little too good to be true…0%? Really?
Yeah, that doesn’t exist. Sounds like his parents gave him money.