As clever as you think you’re being, it is an important difference.
Mostly because in the US you can choose not to use it, in china choosing not to use it affects your social credit score, and whether you can buy a house or ride the bus.
Slight difference in potential consequences for benign behavior.
I don’t know if the US is that far ahead here - we have the regular credit score which is used for all sorts of stuff it really ought’t be. And it’s proprietary, so honestly who knows what goes into it. We just get hidden companies rather than the government - and often the government hides behind the companies so they don’t have to do pesky things like get a warrant. I’m not sure which is better.
But the layer of obscurity at least gives the illusion they aren’t supposed to abuse it so much, which helps massively during breaches or trying to get your data or have it deleted.
I doubt any of that is even possible in china (i have no citation for this)
As clever as you think you’re being, it is an important difference.
Mostly because in the US you can choose not to use it, in china choosing not to use it affects your social credit score, and whether you can buy a house or ride the bus.
Slight difference in potential consequences for benign behavior.
I don’t know if the US is that far ahead here - we have the regular credit score which is used for all sorts of stuff it really ought’t be. And it’s proprietary, so honestly who knows what goes into it. We just get hidden companies rather than the government - and often the government hides behind the companies so they don’t have to do pesky things like get a warrant. I’m not sure which is better.
I agree it’s 6 versus a half dozen
But the layer of obscurity at least gives the illusion they aren’t supposed to abuse it so much, which helps massively during breaches or trying to get your data or have it deleted.
I doubt any of that is even possible in china (i have no citation for this)